Insurance Update

Yesterday my insurance agent's secretary emailed me the application that I had to sign for my auto and home insurance policies. I immediately read over the documents and signed what needed to be signed. The bad part was that the agent wanted the original signed documents and I couldn't just email or fax them back. This morning I stopped by my agent's office and dropped my paper work off as well. Actually I really like the insurance company that I am working with and the agent is great! In the past when I was under my parent's policy, this agent has always provided great service and rates. Since I am refinancing my mortgage as well, the mortgage company needs proof that I have gotten the new insurance, so my agent's secretary is supposed to fax the bank a copy with documents to verify my new policy. I will probably call my mortgage agent to ensure that she received the documents. Another big thing in saving some money on my insurance was that if I pay the costs for my automobile insurance upfront rather than in quarterly installments, I save roughly $150. I was considering on paying them quarterly, but keep the reserved funds in one of my online bank accounts that offer a high interest, but in the end this would not save me money. Anyways I am paying for to automobile policy upfront.